*{box-sizing:border-box;margin:0;padding:0}
body{font-family:'Manrope','Helvetica Neue',sans-serif;background:#fff;color:#00041F;-webkit-font-smoothing:antialiased;overflow-x:hidden}
.vf-banner{position:fixed;top:0;left:0;right:0;z-index:100;background:rgba(0,0,0,0.7);backdrop-filter:blur(10px);border-bottom:1px solid rgba(255,255,255,0.1);padding:8px 16px;text-align:center;font-size:11px;color:rgba(255,255,255,0.8);letter-spacing:0.05em}

@keyframes vf-blur{from{filter:blur(20px);opacity:0}to{filter:blur(0);opacity:1}}
.animate-blur{animation:vf-blur 1.2s ease-out both}

.vf-hero{position:relative;height:100vh;display:flex;flex-direction:column;overflow:hidden}
.vf-bg-video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center;z-index:0}
.vf-hero-fade{position:absolute;bottom:0;left:0;right:0;height:128px;background:linear-gradient(to top,#fff,transparent);z-index:5;pointer-events:none}

.vf-header{position:relative;z-index:10;display:flex;justify-content:space-between;align-items:center;padding:60px 48px 24px}
.vf-logo-row{display:flex;align-items:center;gap:48px}
.vf-logo{font-size:30px;font-weight:600;color:#00041F}
.vf-nav-links{display:none;gap:24px}
@media(min-width:900px){.vf-nav-links{display:flex}}
.vf-nav-links a{color:#00041F;text-decoration:none;font-size:16px;transition:opacity .2s}
.vf-nav-links a:hover{opacity:0.7}
.vf-auth-row{display:none;align-items:center;gap:24px}
@media(min-width:900px){.vf-auth-row{display:flex}}
.vf-login{color:#00041F;text-decoration:none;font-size:16px;font-weight:500}
.vf-signup{background:#00041F;color:#EFF4FF;padding:10px 24px;border-radius:40px;text-decoration:none;font-size:16px;font-weight:500;transition:opacity .2s}
.vf-signup:hover{opacity:0.9}

.vf-hero-content{position:relative;z-index:5;flex:1;display:flex;flex-direction:column;align-items:center;justify-content:flex-end;padding:0 24px 64px;text-align:center}
.vf-headline{font-family:'Helvetica Neue','Manrope',sans-serif;font-weight:500;line-height:1.1;color:#010828;max-width:920px;font-size:clamp(36px,6vw,72px);letter-spacing:-0.03em}
.vf-grad{background:linear-gradient(to right,#B56939,#5C3779,#454BBB);-webkit-background-clip:text;background-clip:text;color:transparent}
.vf-sub{color:#49484F;font-size:18px;margin-top:24px;font-weight:400}
.vf-store-badges{display:flex;gap:12px;margin-top:32px}
.vf-badge{display:flex;align-items:center;gap:8px;border:1px solid #00041F;border-radius:8px;padding:8px 12px;text-decoration:none;background:#fff;transition:background .2s}
.vf-badge:hover{background:#f9f9f9}
.vf-badge-l{font-size:10px;color:#00041F;text-transform:uppercase}
.vf-badge-b{font-size:14px;font-weight:700;color:#00041F}

.vf-insights{padding:80px 48px;background:#fff;display:flex;flex-direction:column;gap:90px}
.vf-insights-top{max-width:520px;display:flex;flex-direction:column;gap:32px}
.vf-insights-top h2{color:#00041F;font-size:clamp(36px,5vw,60px);font-weight:500;line-height:1;letter-spacing:-0.03em;font-family:'Helvetica Neue','Manrope',sans-serif}
.vf-insights-top p{color:#49484F;font-size:20px;max-width:380px}

.vf-cards-row{display:flex;flex-direction:column;gap:20px}
@media(min-width:900px){.vf-cards-row{flex-direction:row;align-items:flex-end}}
.vf-card{flex:1;padding:40px;border-radius:40px;position:relative;overflow:hidden;display:flex;flex-direction:column;justify-content:flex-end;color:#00041F}
.vf-card-pre{opacity:0;transform:translateY(30px);transition:opacity .6s ease-out,transform .6s ease-out}
.vf-card-in{opacity:1;transform:translateY(0)}

.vf-hamburger{display:none;background:transparent;border:none;cursor:pointer;flex-direction:column;gap:5px;padding:8px;z-index:50}
.vf-hamburger span{display:block;width:24px;height:2px;background:#00041F;transition:transform .3s,opacity .3s}
.vf-hamburger.is-open span:nth-child(1){transform:translateY(7px) rotate(45deg)}
.vf-hamburger.is-open span:nth-child(2){opacity:0}
.vf-hamburger.is-open span:nth-child(3){transform:translateY(-7px) rotate(-45deg)}
@media(max-width:899px){.vf-hamburger{display:flex}}
.vf-mobile-menu{position:absolute;top:96px;left:16px;right:16px;background:#fff;box-shadow:0 12px 30px rgba(0,0,0,0.15);border-radius:16px;padding:32px;display:none;flex-direction:column;gap:16px;z-index:40}
.vf-mobile-menu.is-open{display:flex;animation:fa-blur-in 0.3s ease-out}
.vf-mobile-menu a{color:#00041F;text-decoration:none;font-size:16px}
.vf-mob-divider{height:1px;background:rgba(0,0,0,0.1);margin:8px 0}
.vf-card-1{min-height:450px}
.vf-card-2{min-height:350px}
.vf-card video{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;z-index:0}
.vf-card-overlay{position:absolute;inset:0;z-index:1}
.vf-card-content{position:relative;z-index:2;max-width:400px;display:flex;flex-direction:column;gap:20px}
.vf-stat-num{font-size:60px;font-weight:500;line-height:1;color:#00041F;font-family:'Helvetica Neue','Manrope',sans-serif}
.vf-card-content p{font-size:22px;color:#49484F;opacity:0.8;line-height:1.4}

.vf-textfill{display:flex;justify-content:center;align-items:center;padding:96px 64px;background:#fff;margin-bottom:30vh}
.vf-fill-h{max-width:768px;text-align:center;position:relative;font-size:clamp(36px,5vw,60px);font-weight:500;line-height:1.2;letter-spacing:-0.03em;font-family:'Helvetica Neue','Manrope',sans-serif}
.vf-fill-base{display:block;color:#B8B7BA}
.vf-fill-top{position:absolute;inset:0;background:linear-gradient(to right,#B56939,#5C3779,#454BBB);-webkit-background-clip:text;background-clip:text;color:transparent;clip-path:inset(0 100% 0 0);transition:clip-path 0.1s linear}